Privacy Policy + Terms Of Service

Legal Notice

Effective Date: January 1, 2025

Welcome to the website of Clear Health Concepts LLC (“we,” “us,” or “our”).
We are committed to protecting your personal information and being transparent about how we operate. Please review our Privacy Policy and Terms of Service below.

Privacy Policy

At Clear Health Concepts LLC, your privacy is important to us. This Privacy Policy explains how we collect, use, share, and protect your personal information when you interact with our website or services.

1. Information We Collect

We may collect personal information such as:

  • First and last name

  • Phone number

  • Email address

This information is collected when you:

  • Fill out the contact form on our website

  • Call us directly

  • Book an appointment through Calendly

When submitting information through our contact form, you will be asked to verify that:

“I verify that the contact information entered is correct and is my personal information and that I am over 18 years of age.”

2. How We Use Your Information

We use your information to:

  • Respond to inquiries and provide insurance options

  • Contact you regarding appointments or services via phone, email, or text message

  • Send newsletters and service updates

  • Analyze website traffic and improve user experience

3. Cookies and Tracking Technologies

Our website may use cookies or similar tools to enhance browsing and collect usage data. These help us understand how visitors interact with our site.

4. How We Share Your Information

We may share your information with:

  • Licensed insurance carriers and underwriters

  • Third-party service providers (e.g., Calendly, email, and SMS platforms)

  • Legal or regulatory authorities as required by law

We do not sell your personal information.

5. Data Protection

We take reasonable precautions to protect your personal information, but please be aware that no method of internet transmission is 100% secure.

6. Your Rights

You may request:

  • Access to or correction of your personal data

  • Removal from our marketing communications

  • Deletion of your personal information, where legally allowed

7. HIPAA Notice

If you provide any health-related information, we will handle it in compliance with applicable HIPAA privacy standards. Any medical or health details shared for insurance purposes are safeguarded according to federal and state laws.

8. Contact Us

Questions about this Privacy Policy?

Contact:
Clear Health Concepts LLC
Phone: (954) 529-8577
Email: clearhealthconcepts@gmail.com

Terms of Service

By using our website, you agree to the following terms:

1. Use of Website

You agree to use this site lawfully and honestly. Providing false information or attempting unauthorized access is prohibited.

2. Services Provided

We offer insurance brokerage services, including guidance for health, life, and Medicare insurance. Information on this site is general and not a substitute for direct consultation.

3. No Professional Guarantee

While we strive for accuracy, the information on our site is not guaranteed. We recommend contacting us for specific, personalized insurance guidance.

4. Appointment & Communication Consent

By submitting your contact information, you provide express written consent for Clear Health Concepts LLC or its licensed agents to contact you regarding insurance products by phone call, text message, or email.

By providing your name and contact information, you are consenting to receive calls, text messages, and/or emails from a licensed insurance agent about Medicare Plans at the number provided. You agree such calls and/or text messages may use an auto-dialer or prerecorded voice, even if you are on a government Do-Not-Call registry.
This agreement is not a condition of enrollment or purchase, and you may revoke consent or opt out of promotional communications at any time by replying “STOP” to text messages or contacting us directly.

5. Intellectual Property

All content on this site is the property of Clear Health Concepts LLC. Reproduction or redistribution without permission is prohibited.

6. Third-Party Services

We may link to or use third-party tools. We are not responsible for their content, privacy practices, or terms.

7. Disclaimer of Warranties

This website is provided “as is.” We make no guarantees about its functionality, completeness, or accuracy.

8. Limitation of Liability

We are not liable for any damages resulting from your use of this website or the information on it.

9. Medicare Disclaimer (Required by CMS)

We do not offer every plan available in your area. Currently, we represent multiple organizations offering various plans in your area.
Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

This is a solicitation for insurance.

10. No Government Affiliation

Clear Health Concepts LLC is not connected with or endorsed by the U.S. government or the federal Medicare program.

11. Changes to These Terms

We may update this page periodically. Updates will be posted here with a new effective date.

12. Governing Law

These terms are governed by the laws of the State of Florida, without regard to conflicts of law principles.

13. Contact Us

For any legal or compliance questions, contact:
Clear Health Concepts LLC
Phone: (954) 529-8577
Email: clearhealthconcepts@gmail.com